Commercial Schedule of Fees

Account Research/Statement

Account Activity Printout
(Interim Statement)
$5.00 per statement
Account Reconciliation/Balancing 30 minutes per month free; then $25.00 per hour
Account Research $25.00 per hour (one hour minimum)
Imaged Check Copy $3.00 per image after first 10 copies
Images with Statement
(applies to accounts that do not include images with statements)
3.00 per statement
Statement Copy $5.00 per statement

Debit Card/ATM

ATM/Debit Card Replacement $10.00
ATM Network $2.00 per withdrawal
Expedited Fee for Debit Card and PIN Mailer $50.00 each

Miscellaneous Services

Account Closed within 90 Days $25.00 per account
ACH Return $5.00 per item
Automated Coins Rolling
(not available at all locations)
2% of total value of coins
Cashier's Check $5.00 each
Collection Item  
- Domestic $20.00 per item
- Foreign $40.00 per item
Deposit Correction $5.00 per deposit
Dormant Account $5.00 per month
Foreign Check Collection $8.00 per item
Foreign Currency Processing $17.00 per order
Legal Processing
(tax levies, garnishments, subpoenas)
Returned Deposited Item $10.00 per item
Stop Payment $34.00 each
Traveler's Checks
(not available at all locations)
2% of face value

Overdraft /Return Items

Maximum NSF Charge $175.00 per day
Overdraft NSF Fee
(created by check, in-person withdrawal,
ATM withdrawal or other electronic means)
$35.00 per item
Continued Overdrawn Fee $5.00 per day
Returned Item Fee $35.00 per item

Wire Transfers

Domestic, Incoming $16.00 per wire
Domestic, Outgoing $20.00 per wire
Foreign, Incoming $16.00 per wire
Foreign, Outgoing $50.00 per wire

Safe Deposit Boxes**

3x5 $35.00 per year
5x5 $45.00 per year
3x10 $50.00 per year
5x10 $70.00 per year
10x10 $120.00 per year
Safe Deposit Box Drill Cost
Safe Deposit Box Lost Key Cost

*Not all Safe Deposit Box sizes are available at all locations.

Cash Management

Deposit Bags

Locking Night Drop Bag $20.00 per bag
Disposable Night Drop Bag Cost per bag
Zipper Bag $7.00 per bag


Negative Collected Balance Prime + 3%
CD/Rom Statements $35.00 per month
Courier Services Cost
Lockbox Services Cost

Per Item

Coin Deposited / Purchased $0.10 per roll ($3.50 minimum)
Currency Deposited / Purchased $0.55 per $1,000
Debit Item Posted $0.20 each
Deposit / Credit Posted $0.40 each
Item Deposited $0.10 each

Online Cash Management

Carolina Basic eBusiness Banking No Charge
Carolina Basic eBusiness Banking with Bill Pay $5.00 per month
Carolina Plus eBusiness Banking $25.00 per month
Carolina Online BillPay 15 free payments per month;
$0.50 each thereafter
ACH Origination $6.00 per file
ACH Returns $5.00 each
ACH Credit Posted $0.40 each
ACH Debit Posted $0.20 each
Stop Payment
(through Caroline eBusiness Banking)
$17.00 each
Positive Pay $50.00 per month

Remote Deposit

Remote Deposit (includes cost of equipment) $85.00 per month
Deposit/Credit Posted within Remote Deposit $0.40 each
Item Deposited within Remote Deposit $0.12 each

Sweep Services

Line of Credit Sweep $25.00 per month
Money Market Sweep $35.00 per month
Repurchase Sweep Account $75.00 per month
Zero Balance Account $25.00 per month


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