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Lewis Real Estate

As someone involved in commercial real estate management, brokerage and development, Martin Lewis needs a bank that’s as responsive at it is responsible. That’s why he banks with Forest Commercial (now Carolina Alliance Bank).

“The thing I like about Forest Commercial/Carolina Alliance Bank is its people. They’re professional and very accommodating. And because they’re local, you get answers much quicker.

“If we’re doing a new project and looking at obtaining financing, we can often just outline what we’re thinking about, and they say, ‘yes, we think we can do something like that,’ and with that we’re able to move forward. Their rates are competitive and, with their attention to detail, closings are easy.”

Discover how much Forest Commercial/Carolina Alliance Bank can offer your business. Talk to us today.

Citizens Fuel Co.

Founded in 1904, Citizens Fuel Co. is now in its fourth generation as a family business, in Western North Carolina. Originally owned by the Woodcock Family, Vic Shealy purchased the business in 1973. While Vic remains active in the business, most of the day-to-day operations are managed by Vic’s son, Scott and Vic’s son-in-law, Nathan Best.

For much of its existence, Citizens has distributed heating oil and petroleum products, to homes, businesses, and convenience stores. In 2007, looking to diversify its business model, Vic and Scott established Citi Brands, LLC, d/b/a Dunkin Donuts. Citi Brands, now operates six Dunkin Donuts, and will break ground this fall, on its seventh location.

Throughout Citi Brands development, it has worked closely with Forest Commercial Bank, and now Carolina Alliance Bank, to facilitate its growth. As a community lender, that understands the needs of small businesses, Carolina Alliance has helped Citi Brands position itself for success and future growth.

Citizens Fuel Co., 2 Clingman ave., asheville, nC 28801 • (828) 252-2461 • www.Citizensfuel.Com

The Simmonds
Making Asheville Their Home

Mike and Laurie Simmonds recently retired from Bucks County, Penn., to the beautiful Asheville
area. They were attracted by the climate, the MOUNTAINS, the hiking, the waterfalls, the
quirky, totally accepting ways of the city of Asheville and, of course, the beauty of it all. (Actually, they drive around the completely uncongested roads exclaiming out loud the wonder
of actually living here).

The Simmonds are still getting used to the Southern way of life (and have been trying to
remember to say y’all) but really are enjoying the slower pace of things down here and the
unbelievable friendliness of the people of Asheville who wave and stop to say hey. Mike sold
a family floor covering business in the Philadelphia suburbs and Laurie is a retired (for now) optometrist who gave up two lucrative practices to move south and fulfill their dream of living in North Carolina. Asheville is an area that they had visited on vacation and, when exploring the idea of retiring, they remembered how much they felt at home there. Their older daughter just got married in August 2013 and their younger daughter transferred schools and is now a senior at Appalachian State University so Mike and Laurie found themselves empty nesters, free to pursue a radical change in lifestyle. After many trips down Interstate 81 and many exploratory days out with a local realtor they found not only their dream home in a dream location on top of a mountain in Fairview but, also two rental properties to purchase.

Mike and Laurie were lucky enough that the local realtor recommended speaking to (Senior Vice President Professional Banking) Kelly Davis at Carolina Alliance Bank. Having always been self-employed, the Simmonds’ knew the value of a small, local bank over the large choices out here (it is so nice to have the bank employees recognize you upon entering the bank and welcome you by name, or, in Kelly’s case, sometimes even a hug). Without the financing from Carolina Alliance Bank, Laurie and Mike would not have been able to follow their dreams.

Stepp’s Hillcrest Orchard

At Stepp’s Hillcrest Orchard there is plenty of apple goodness to go around. From orchard-farm tours, to the country store to finding and picking fresh apples, Stepp’s has it.

For more than 40 years, four generations of the Stepp
family of Hendersonville have been inviting guests to pick their own apples at the family’s 70-acre working farm and orchard. For many families, visiting Stepp’s family farm has become a yearly tradition.

Others also have noticed - Stepp’s Hillcrest Orchard was highlighted as one of the Nation’s Best Apple Picking Spots in Destinations Travel Magazine in its October 2014 issue. The farm was one of only 12 pick- your-own orchards selected and the only one in North Carolina.

There are lots of things going on at the farm besides apples. you also can pick your own grapes and pumpkins. Or, if you prefer, you can buy pre-picked apples, pumpkins and grapes. School and group tours also are available.

And at the country store, Hillcrest Market, you can shop for apple goodies such as the popular apple butter, apple salsa, apple chipotle raspberry sauce, and other great yummy apple treats. Then, there are the 40 acres of orchard you can enjoy plus a picnic area.

“We have been so blessed,” said owner Mike Stepp. “We want to provide a setting where families can come and enjoy themselves and have a good time.”

Stepp’s Hillcrest Orchard
170 Stepp Orchard Drive,
Hendersonville, NC 28792
(828) 685-9083
Facebook: Stepp’s Hillcrest orchard

Community Foundation of Henderson County

Community Foundation of Henderson County is a local nonprofit organization providing donors a simple, powerful and highly personal approach to giving so their gifts do good works within the community, forever.

Established in 1982, the mission of Community Foundation of Henderson County is to help people who care make lasting contributions to causes that matter.

As a 501(c)(3) nonprofit, public charity governed by a dedicated volunteer board of directors, the Community Foundation has been helping donors fulfill their philanthropic dreams for more than three decades. The Community Foundation is committed to serving donors and our community by building permanent endowments and other philanthropic funds and by being strong stewards of donors’ gifts.

Individuals, families and organizations establish funds at the Community Foundation to carry out their charitable giving now and in the future.

During this past fiscal year, the Community Foundation received more than $5.8 million in donor gifts and distributed more than $2.6 million to nonprofit organizations and scholarship recipients through grants and scholarships.

With assets of more than $90 million, the Community Foundation manages more than 540 funds, each with its own unique purpose usually specified by a donor. Most are permanent funds called endowments, which provide philanthropic support forever.

The Community Foundation operates with the vision of being a highly visible, philanthropic leader directed by an engaged and committed board, staffed by qualified professional employees, empowering donors at all levels to invest in professionally managed charitable funds that address community needs.

Forever Caring. Forever Giving.

Community Foundation of Henderson County
Historic Downtown Hendersonville
401 North Main St., Suite 300
Hendersonville, NC 28792
Phone: (828) 697-6224
Fax: (828) 696-4026

Office Hours
8:30 a.m. to 5 p.m. EST, Monday through Friday

Mailing Address
PO Box 1108
Hendersonville, NC 28793-1108


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