Skip to Main Content
Get in touch:
  • Best Method of Contact:
Meet The Team
Chat now with one
of our bankers

Need Assistance? Contact Us.

Glossary

Login Menu
Close
Loading Branch
Looking for a location near you?

Simply click the target to find your nearest banking office or enter your ZIP code and press search.


Advantage Account

You want robust checking that works for you. Our Advantage account does exactly that—earning interest and providing you with the most benefits of any of our checking accounts.

Key Features

  • Earns interest on balances greater than $2,500
  • ATM fee refunds (up to $20/month)1
  • Overdraft Guard
  • Free checks
  • Mailed statement included (paperless statement optional)
  • Free, unlimited, money orders and official checks
  • Free, small safe deposit box (subject to availability)
  • Enhanced statement with images

Standard Features

MINIMUM AVERAGE BALANCE TO EARN INTEREST INTEREST RATE APY**
$0–$2,499.99 0.000% 0.00%
$2,500-$9,999.99 0.010% 0.01%
$10,000-$24,999.99 0.045% 0.05%
$25,000-$49,999.99 0.095% 0.10%
$50,000-$99,999.99 0.245% 0.25%
$100,000+ 0.245% 0.25%
Account charges apply on a monthly basis and may change from month to month. Account must remain active for waiver to qualify. See terms and conditions for details.
1ATM fees refunded for use of an ATM outside of the Park National Family of Community Banks network to cover the bank’s ATM fee and other provider ATM service charge up to $20 per monthly statement cycle.
2Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
**The annual percentage yield (APY) listed is accurate as of 10/24/2016. The annual percentage yield assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. Additionally, fees could reduce the earnings on the account. The interest rate and annual percentage yield may change after the account is opened. This schedule is intended for your information only. We strive for the information to be accurate. We reserve the right to change any rate that may be printed in error. At our discretion, the interest rate and annual percentage yield are subject to change.

How can you reduce—or eliminate—the monthly service charge?

I would use paperless statements for a discount.
[?]Choosing to receive your account statements electronically not only saves paper, but saves you $2 per month.
I/we use a debit card:
[?]By simply using your debit card 15-24 times in a month, your monthly service charge is reduced by $5. If you use 25+ times in a month, your monthly service charge is reduced an additional $5.
I have more than $25,000 in total deposits with Park National Bank.
[?]If you have more than $25,000 with us, in any combination of personal deposit accounts, the monthly service charge is waived. Thanks for being a loyal customer!
Your estimated monthly service charge:
[?]
Account charges apply on a monthly basis and may change from month to month.

Find the account that fits your life

Not sure which account is right for you? Compare accounts

Access Account

Popular for a reason.

Simplicity Account

Uncomplicated banking + free checks.

Connect Account

All the basics. None of the paper.